Are you eligible?

These loans are designed to be flexible and we work with other companies in order to ensure that our rates are the best of the best. Most importantly though, if you are not eligible for a loan from us, we will pass your case along to our partners in order to help you get the money that you need.

  • Have you been denied credit?

  • Have you ever been bankrupt?

  • Are you desperate for a safe loan?

If so, we are perfect for you. We don’t care about your financial history and we’ll never ask to look at it.

If you have been denied credit, if you ever been bankrupt or had a CCJ imposed upon you then finding credit becomes incredibly difficult! We don’t use your financial history at Eek Loans, we only use the market value of your vehicle and your income to come to a decision. We will never ask to look at your financial history.

If you are looking for a loan, you are employed and you own a car with no prior financial commitments upon it then we are the perfect company for you. It’s easy; we only need the following:

  • A car, motorbike or other vehicle with a market value of which you are the owner and is insured.

  • Proof, such as a payslip, that you have a regular income in order to prove to us that you can pay back what you borrow. Don’t panic though—you’re eligible even if you’re self-employed, we only require proof of your income, this could even be bank statement.

  • Certain documents, to prove that you own the car, and that there are no outstanding debts against the vehicle. Once we have approved your loan, we will keep your V5 until you pay back your loan.

We accept motorbikes, vans and even light aircraft! All we need is proof that you own the vehicle outright and we will consider it.

We prefer vehicles that are under ten years old but we always willing to discuss personal circumstance and we treat you, as you deserve, on a customer-by-customer basis. We will never lend more than your vehicle is worth; you know exactly what you’re getting into and we aim to keep you informed at every step of the process.

If you believe you are eligible please contact us. In order that we can make a decision tailored to best suit you quickly, please ensure that you have to hand the following:

  • Your vehicles V5, or Vehicle Registration Document

  • A valid certificate of motor insurance

  • 2 different proofs of address

  • A proof of income